Product Solutions

We assist clients who are not yet interested in detailed financial planning but are in need of specific product or service solutions. Our product menu is vast, offering solutions across the spectrum to meet almost any need across the investment, insurance and retirement landscape.

• INVESTMENT MANAGERS. Through our broker/dealer, Cetera Advisors, we provide our clients access to top money managers through individually managed portfolios, mutual funds and other investment structures, offering manager styles that range from ultra conservative fixed income strategies to more aggressive growth strategies. Portfolio management fees are typically calculated as a percentage of the assets in the portfolio.
• ALTERNATIVE INVESTMENTS. We believe in addition to the traditional sectors of stocks, bonds and cash, that portfolio returns may be enhanced and portfolio risk reduced by blending in smaller percentages of alternative investments such as managed futures funds, and real estate investments trusts (REIT’s), to name a few. Some of these programs are limited to accredited investors only while others may be available to a wider array of investors.
• INSURANCE SOLUTIONS. Our insurance Division offers insurance product solutions from nearly every top carrier available. These range from traditional life, health, disability and long term care insurance to more advanced designs required in business and estate planning. In addition, we provide access to some of the top advanced case design talent in the country through our professional network.

Investment yields, share prices and/or rates of return fluctuate and, when sold or redeemed, you may receive more or less than your original investment.