Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.